Strategies
Every Sinclair Society strategy begins with a rigorous risk audit before any product or structure is ever considered.
A capital protection plan that hasn't been stress-tested against real scenarios — a divorce, a forced liquidation, a tax authority audit, a sudden illness — isn't a plan. It's a guess in a nice folder. Sinclair Society runs scenario-based risk mapping for each client before recommending any structure. We look at asset concentration, jurisdiction exposure, insurance gaps, and succession logic as a single interconnected system. What we deliver isn't a product; it's a documented, coordinated framework that can be revisited and adjusted as your circumstances change. Clients who've worked with generic financial planners typically find that, on review, their existing arrangements have significant blind spots — often in areas like insurance wrapper sequencing, beneficiary designation errors, or unintended creditor access. We find those gaps and close them.
Each of the following is available individually, but they generate the most value when implemented as a coordinated system.
A structured review of your current capital exposure across asset classes, legal entities, and jurisdictions. We document concentration risks, liquidity mismatches, and regulatory vulnerabilities, then rank them by likelihood and financial impact. Typical engagement: four to six weeks. Output: a written risk register and prioritised action list.
We assess whether a unit-linked life insurance structure (or similar EU-regulated wrapper) fits your needs for asset protection, tax deferral, or estate planning. If it does, we define the spec and help you implement it — without representing any insurer and without taking product commissions.
If your assets sit in the wrong legal structure — a personal account when a holding is needed, or a domestic entity when cross-border protection is warranted — we design and coordinate the reorganisation. This includes Slovak s.r.o. and a.s. structures, European foundations, and international holding arrangements where appropriate.
Annual or multi-year advisory relationship covering periodic reviews, scenario updates, and coordination with your legal and tax counsel. Particularly valuable after a liquidity event, an inheritance, or a significant regulatory change in your home jurisdiction. Minimum engagement: twelve months.
We believe you should understand exactly what you're getting into before committing to any advisory relationship.
We work best with clients whose investable or protected assets exceed €500,000, since that's the level at which bespoke structures tend to justify their complexity and cost. Below that threshold, we're happy to point you toward simpler, lower-cost solutions that may serve you better.
Most first-engagement audits run four to six weeks, depending on the complexity of your existing arrangements and how quickly documentation can be gathered. We keep the process structured so it doesn't feel open-ended.
No. Sinclair Society is a fee-based advisory firm. We do not hold client assets, execute trades, or manage portfolios. Our role is to design, coordinate, and review structures — implementation happens through licensed custodians and legal professionals you retain.
No. While our base is in Martin, we regularly advise clients with assets across multiple EU jurisdictions and occasionally beyond. Our structural recommendations are designed with cross-border portability in mind wherever that's relevant to your situation.
We charge fixed engagement fees and retainer fees agreed in advance. We do not earn commissions from financial products, insurers, or fund providers. This fee structure exists specifically to remove conflicts of interest from our recommendations.
The risk audit uncovered a beneficiary designation error in my life policy that had been sitting there for nine years. Had I died in that period, a significant portion of the payout would have gone to an entity I no longer controlled. It took two weeks to fix once we found it. That's the difference between a real review and a filing exercise.
Petra V., private investor, Bratislava
There's no commitment required to have an initial call. We'll tell you plainly whether we think we can help — and if not, why.
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